smon

Chương 5

“You know what happens if you refuse.”

“I know what you say happens.”

His expression turned almost tender, which was how he looked when he wanted to frighten her without appearing angry.

“You have always needed to feel superior,” he said. “Be careful that pride doesn’t cost innocent people their jobs.”

Mark’s car door opened across the street.

Maya looked at George’s hand until he removed it.

She got into her car and locked the doors.

At Mark’s apartment, she changed into jeans and one of his gray shirts. Then she opened the laptop at his kitchen table and logged into the company’s accounting portal.

Her access had been revoked.

She tried again.

The same message appeared.

User disabled. Contact administrator.

Mark stood behind her with two cups of coffee.

“He locked you out.”

Maya checked her email. George had sent the transfer instructions at 2:14 a.m. and a single-page cash summary that listed accounts without transaction details.

“He locked me out,” she said.

“Then there is your answer.”

“No. There is a reason.”

“There are many possible reasons. None are good.”

Her phone rang.

The screen showed the name of the company’s bank officer, Daniel Cho. Maya had met him twice during the refinancing. He had kind eyes and a habit of tapping documents square against the edge of a desk.

She answered.

“Daniel.”

“Maya, good morning. I’m sorry to call on a Saturday.”

“You’re not.”

A pause.

“I saw the video,” he said.

Maya closed her eyes.

“It’s everywhere?”

“Not everywhere. My wife’s cousin attended the wedding.”

“Of course she did.”

“I’m not calling about that.”

“The renewal.”

“Yes.”

Mark placed the coffee beside her and sat across from her.

Daniel continued, “We received notice last night that the operating account may not cover pending payroll and vendor drafts. George said you would inject additional capital.”

“I did not authorize that statement.”

Another pause.

“Are you withdrawing your support for the company?”

“I’m requesting complete records before I decide anything.”

“George indicated the funds were committed.”

“They were not.”

Daniel exhaled softly. “Maya, there are also covenant issues.”

“What issues?”

“I need George’s permission to discuss company-specific information with a guarantor beyond the terms of your guarantee.”

“I was an authorized financial consultant until this morning.”

“Were you terminated?”

“My access was disabled.”

“That complicates things.”

“What can you tell me?”

“That the renewal is not automatic, and the requested sixty thousand would not resolve every concern.”

Maya looked at Mark.

“How much would?”

“I can’t give you that number without authorization.”

“Can you tell me whether payroll is at risk?”

“I can tell you the bank has not frozen the account as of this call.”

“As of this call.”

“Yes.”

“What happens Monday?”

“That depends on what George provides and whether pending items clear.”

Daniel’s voice became quieter. “You should obtain independent advice before transferring personal funds.”

Maya heard what he could not say.

“Thank you.”

When the call ended, Mark pushed the coffee closer to her.

“He warned you.”

“He protected the bank.”

“He did both.”

Maya opened the cash summary George had sent. The numbers were rounded, several suspiciously exact. Payroll was listed at forty-one thousand. Vendor obligations showed eighty-seven thousand. Accounts receivable were described as “approximately 190K,” without dates or client names.

She had built cleaner spreadsheets for college bake sales.

Her phone rang again.

This time it was Rosa Alvarez, the company’s operations manager.

Maya answered immediately.

“Rosa?”

“I’m sorry,” Rosa said. “I know it’s early.”

In the background, machinery whined and stopped. Rosa was at the shop.

“What happened?”

“George told me to delay Monday deliveries and not say why. Luis’s crew is asking whether Wednesday payroll is good.”

“I don’t know yet.”

Silence.

Rosa lowered her voice. “That means no.”

“It means I don’t have the records.”

“He took your name off everything this morning.”

“I know.”

“He told people you quit because of family drama.”

Maya pressed her fingers to her forehead.

“Did you?”

“No.”

“Are you going to?”

“I don’t know.”

Rosa made a sound that might have been a laugh on another day. “Everybody suddenly doesn’t know anything.”

“How many active jobs?”

“Seven. Three profitable. Two are bad. One could go either way. The hotel project is already late.”

“Any deposits due?”

“Monday. The school job pays if inspection clears Tuesday.”

“Will it?”

“If the cabinet fronts arrive.”

“Are they paid for?”

Another silence.

“I thought so,” Rosa said.

Maya looked at George’s cash summary.

“Rosa, do not promise anyone a paycheck based on me.”

“I wasn’t planning to.”

“I mean it.”

“I know what you mean.”

“I’m sorry.”

“Don’t be sorry yet. Figure out whether we’re dead.”

The line disconnected.

Mark watched Maya close the laptop.

“What are you doing?”

“Calling an attorney.”

“You have one?”

“My firm uses an employment and business attorney. She gave me her personal number after I helped with an audit.”

“It’s Saturday.”

“So was the wedding.”

The attorney, Nia Bennett, agreed to meet by video at eleven. She appeared on-screen from a home office wearing a Howard University sweatshirt and no makeup. A child’s drawing of a purple horse hung behind her.

Maya described the guarantee, her informal consulting work, the diverted funds, and George’s decision to revoke access.

Nia took notes.

“Were you paid by the company?” she asked.

“Occasionally.”

“W-2 or contractor?”

“Contractor.”

“Did you sign financial statements?”

“I prepared some. George signed them.”

“Did you know company money was being used for personal expenses?”

“Not until this week.”

“Can you prove when you discovered it?”

“I emailed him questions Wednesday night.”

“Save that email somewhere he cannot access.”

Maya forwarded it to a new folder while Nia waited.

“Did you approve any of the payments?”

“No.”

“Did you reconcile the accounts recently?”

“Not since December. George said their internal bookkeeper had it covered.”

Nia looked over the top of her glasses. “And you believed him?”

Maya glanced at Mark.

May you like

“Yes.”

“That may become a problem, but it is not the same problem as authorizing misuse.”

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