smon

Chương 7

Chelsea turned to me.

“He thinks I stole money from the business.”

“I said I don’t know where the money went.”

“You said I was hiding it.”

“Because you won’t show me everything.”

“I showed you the account.”

“You showed me one account.”

I felt the room tilt into unfamiliar territory.

“How many accounts are there?”

Chelsea looked at Logan.

“Two.”

He stared at her.

“You told me there was one.”

“There was one when we started.”

“And the second?”

“I opened it six months ago.”

“With what money?”

“Business money.”

“How much?”

She hesitated.

That hesitation changed Logan’s face.

“How much, Chelsea?”

“About thirty-two.”

“Thousand?”

“Yes.”

He stood.

“Where is it?”

“Most of it is gone.”

“Gone where?”

“Payroll.”

“You have two employees.”

“Contractors.”

“Rent?”

“We don’t have an office.”

“Inventory?”

“We don’t sell inventory.”

“Then where did thirty-two thousand dollars go?”

Chelsea looked at me, and for the first time since I had known her, there was no polish left in her expression.

“Keeping the business alive.”

Logan laughed bitterly.

“That’s not an answer.”

She snapped toward him.

“You want answers now?”

“Yes.”

“After signing my name?”

“Yes.”

The hypocrisy of it silenced all three of us.

Outside, a lawn mower started two houses down.

It was absurdly loud.

For a few seconds, none of us could speak over it anyway.

Then Chelsea sat down.

Her shoulders dropped.

“I paid back my sister.”

Logan stared at her.

“What?”

“She loaned me money.”

“When?”

“Last year.”

“How much?”

“Twenty-five.”

“You borrowed twenty-five thousand dollars from Megan and didn’t tell me?”

“I was trying to cover the contractors when a client delayed payment.”

“You told me the client paid.”

“They did.”

“Then why borrow from Megan?”

“Because the money was already gone.”

“Gone where?”

Chelsea looked at her hands.

“I made a bad investment.”

The phrase sounded strangely formal coming from her.

Logan sank into the chair opposite her.

“What investment?”

“A friend’s development project.”

I thought of all the dinner guests who had passed through this room.

Realtors.

Consultants.

Sales managers.

People who spoke confidently about opportunities.

“How much?” I asked.

Chelsea swallowed.

“Forty thousand.”

Logan made a sound I had never heard from him.

Not anger.

Not quite.

It was the sound of something collapsing internally.

“You put forty thousand dollars into somebody’s project?”

“I thought it would double.”

“Whose?”

She hesitated.

“Chelsea.”

“Evan Mercer.”

Logan’s eyes closed.

I knew the name.

Evan had been at the Monday dinner party.

Tall, expensive watch, loud laugh.

He had eaten three of my stuffed mushrooms without once looking at me.

Logan opened his eyes.

“Evan told me that deal fell apart before Christmas.”

Chelsea said nothing.

“He said investors were refunded.”

Her face changed.

It was small.

Barely anything.

But I had spent thirty-five years watching people hear the exact question they hoped nobody would ask.

“Were they?” Logan said.

Chelsea looked toward the kitchen.

“Chelsea.”

“I got some back.”

“How much?”

“Eight thousand.”

“And the rest?”

She pressed her lips together.

I no longer felt angry.

I felt tired.

The whole house seemed built on people concealing numbers from one another and calling it protection.

Logan’s voice became quiet.

“Where is the rest?”

“I don’t know.”

“That’s thirty-two thousand dollars.”

“I know.”

“You said you used thirty-two thousand from the second account.”

“I did.”

“To pay Megan.”

“Yes.”

“So the investment money was borrowed from the business?”

“No.”

“Then from where?”

Chelsea looked at me.

That was when I knew the answer involved me somehow.

Not directly.

Not yet.

But close enough that she could not say it while looking at Logan.

I leaned forward.

“Where did the forty thousand come from?”

Her eyes filled.

“From the home equity line.”

Logan stood so abruptly the chair tipped backward.

“You told me that draw was for the business.”

“It was.”

“No, you told me it was operating capital.”

“It went into something I thought would help the business.”

“That is not operating capital.”

“I know that now.”

He kicked the fallen chair aside.

It struck the wall.

“Stop.”

The word came out of me louder than I expected.

Both of them turned.

I pointed toward the door.

“My granddaughter is sitting in my car.”

Neither spoke.

“You can destroy each other tomorrow if that is what you decide to do.”

Chelsea looked down.

“But tonight, you are going to lower your voices, and you are going to remember she lives here too.”

Logan bent and picked up the chair.

His hands were shaking.

Chelsea wiped beneath one eye.

For a moment, I wanted to tell them I would fix it.

The money was there.

Eight hundred thousand dollars made forty thousand look small.

Even one hundred forty thousand could be absorbed without ruining me.

I could restore the loans.

Cover the debt.

Give them time.

Make the fear disappear.

The old reflex came roaring back so strongly that I almost opened my mouth.

Then I looked at Logan.

He had forged his wife’s signature because asking her again was inconvenient.

I looked at Chelsea.

She had gambled borrowed money and hidden the loss because admitting it would expose her.

And I saw the part of the pattern I had helped create.

Every time consequences approached, I had softened them.

Every time they fell short, I had supplied the missing amount.

I had called that generosity.

Sometimes it had been fear.

Fear that Logan would fail.

Fear that he would resent me.

Fear that after losing Margaret, I might somehow lose him too.

I picked up my keys.

“I’m taking Sophie tonight.”

Neither objected.

At the door, Logan said, “Dad.”

I turned.

He looked at Chelsea, then at me.

“What happens now?”

I almost answered as an accountant.

Statements.

Records.

Loans.

Deadlines.

Instead I said the only thing that seemed true.

“Tomorrow, you stop hiding things.”

Chelsea looked away.

Logan’s face tightened.

“And if we don’t?”

“Then the banks will still exist on Monday.”

May you like

I opened the door.

Sophie was sitting in the passenger seat with her knees pulled up, staring at her phone.

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